CO-242: Out-of-Network / Non-Network Provider
CO-242 means the payer priced or denied the claim because it read the provider as out-of-network (or not the assigned PCP). For an in-network practice, that's often a loading or routing error worth real money.
Why payers issue CO-242
- An in-network provider was read as out-of-network from a contract-loading error
- The wrong TIN or NPI routed the claim out-of-network
- A network contract wasn't linked to the claim
- The patient's assigned PCP/network requirement wasn't met
Is it recoverable? Recoverable when you're actually in-network — show the effective contract and request in-network reprocessing; the underpayment can be large and clean.
Common questions
What does CO-242 mean?
CO-242 means the payer priced or denied the claim because it read the provider as out-of-network (or not the assigned PCP). For an in-network practice, that's often a loading or routing error worth real money. Services not provided by network/primary care providers.
How do I appeal or fix a CO-242 denial?
Recoverable when you're actually in-network — show the effective contract and request in-network reprocessing; the underpayment can be large and clean. Common causes: an in-network provider was read as out-of-network from a contract-loading error; the wrong TIN or NPI routed the claim out-of-network; a network contract wasn't linked to the claim; the patient's assigned PCP/network requirement wasn't met.
Is a CO-242 denial worth appealing?
Recoverable when you're actually in-network — show the effective contract and request in-network reprocessing; the underpayment can be large and clean. You only pay on what's actually recovered, so there's no cost to working the ones that are winnable.
Upload your remittance and see what's recoverable.
A free assessment reads your denials and underpayments and shows your real recoverable number. No risk, paid only on what we recover.