DENIAL CODE · CO-242

CO-242: Out-of-Network / Non-Network Provider

CO-242 means the payer priced or denied the claim because it read the provider as out-of-network (or not the assigned PCP). For an in-network practice, that's often a loading or routing error worth real money.

Official (X12/WPC): "Services not provided by network/primary care providers."

Why payers issue CO-242

  • An in-network provider was read as out-of-network from a contract-loading error
  • The wrong TIN or NPI routed the claim out-of-network
  • A network contract wasn't linked to the claim
  • The patient's assigned PCP/network requirement wasn't met

Is it recoverable? Recoverable when you're actually in-network — show the effective contract and request in-network reprocessing; the underpayment can be large and clean.

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Common questions

What does CO-242 mean?

CO-242 means the payer priced or denied the claim because it read the provider as out-of-network (or not the assigned PCP). For an in-network practice, that's often a loading or routing error worth real money. Services not provided by network/primary care providers.

How do I appeal or fix a CO-242 denial?

Recoverable when you're actually in-network — show the effective contract and request in-network reprocessing; the underpayment can be large and clean. Common causes: an in-network provider was read as out-of-network from a contract-loading error; the wrong TIN or NPI routed the claim out-of-network; a network contract wasn't linked to the claim; the patient's assigned PCP/network requirement wasn't met.

Is a CO-242 denial worth appealing?

Recoverable when you're actually in-network — show the effective contract and request in-network reprocessing; the underpayment can be large and clean. You only pay on what's actually recovered, so there's no cost to working the ones that are winnable.

Other denial codes
CO-197 · Precertification / Authorization AbsentCO-50 · Not Medically NecessaryCO-16 · Missing or Invalid InformationCO-45 · Charge Exceeds Fee ScheduleCO-97 · Bundled into Another ServiceCO-29 · Timely Filing ExpiredCO-96 · Non-Covered ChargeOA-18 · Duplicate ClaimOA-22 · Coordination of BenefitsCO-11 · Diagnosis Inconsistent with ProcedureCO-151 · Too Many Services (Frequency/MUE)CO-B7 · Provider Not EligibleCO-27 · Coverage TerminatedCO-204 · Not Covered Under Current PlanCO-109 · Not Covered by This PayerCO-119 · Benefit Maximum ReachedCO-4 · Modifier Inconsistent or MissingCO-15 · Authorization Number Missing or InvalidOA-23 · Prior Payer Adjudication ImpactCO-24 · Charges Covered Under CapitationCO-26 · Expenses Incurred Prior to CoverageCO-54 · Assistant Surgeon Not CoveredCO-55 · Experimental / InvestigationalCO-58 · Inappropriate Place of ServiceCO-59 · Multiple/Concurrent Procedure ReductionCO-107 · Related/Qualifying Claim Not IdentifiedCO-167 · Diagnosis Not CoveredCO-170 · Denied for This Provider TypeCO-181 · Procedure Code Invalid on Date of ServiceCO-182 · Procedure Modifier Invalid on Date of ServiceCO-183 · Referring Provider Not Eligible to ReferCO-185 · Rendering Provider Not EligibleCO-198 · Precertification / Authorization ExceededCO-226 · Requested Provider Information Not ProvidedCO-231 · Mutually Exclusive ProceduresCO-234 · Procedure Not Paid SeparatelyCO-236 · Procedure/Modifier Combination Not CompatibleCO-252 · Documentation Required to AdjudicateCO-253 · Sequestration ReductionCO-256 · Not Payable Per Managed-Care ContractCO-288 · Referral AbsentCO-B15 · Qualifying Service Not ReceivedCO-B16 · New Patient Qualifications Not MetCO-A1 · Claim/Service Denied (Remark Required)

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