DENIAL CODE · CO-55

CO-55: Experimental / Investigational

CO-55 means the payer classifies the service, drug, or device as experimental or investigational under its medical policy, so it won't cover it — even when it's the appropriate care.

Official (X12/WPC): "Procedure/treatment/drug is deemed experimental/investigational by the payer."

Why payers issue CO-55

  • The payer's medical policy labels the service investigational
  • Supporting evidence wasn't submitted with the claim
  • Coding suggested an unproven indication
  • The policy lags current standards of care

Is it recoverable? The hardest to win but highest-dollar — a well-evidenced appeal with peer-reviewed literature, FDA status, and guideline support overturns a real share.

How to appeal a Experimental / Investigational denial →

Common questions

What does CO-55 mean?

CO-55 means the payer classifies the service, drug, or device as experimental or investigational under its medical policy, so it won't cover it — even when it's the appropriate care. Procedure/treatment/drug is deemed experimental/investigational by the payer.

How do I appeal or fix a CO-55 denial?

The hardest to win but highest-dollar — a well-evidenced appeal with peer-reviewed literature, FDA status, and guideline support overturns a real share. Common causes: the payer's medical policy labels the service investigational; supporting evidence wasn't submitted with the claim; coding suggested an unproven indication; the policy lags current standards of care.

Is a CO-55 denial worth appealing?

The hardest to win but highest-dollar — a well-evidenced appeal with peer-reviewed literature, FDA status, and guideline support overturns a real share. You only pay on what's actually recovered, so there's no cost to working the ones that are winnable.

Other denial codes
CO-197 · Precertification / Authorization AbsentCO-50 · Not Medically NecessaryCO-16 · Missing or Invalid InformationCO-45 · Charge Exceeds Fee ScheduleCO-97 · Bundled into Another ServiceCO-29 · Timely Filing ExpiredCO-96 · Non-Covered ChargeOA-18 · Duplicate ClaimOA-22 · Coordination of BenefitsCO-11 · Diagnosis Inconsistent with ProcedureCO-151 · Too Many Services (Frequency/MUE)CO-B7 · Provider Not EligibleCO-27 · Coverage TerminatedCO-204 · Not Covered Under Current PlanCO-109 · Not Covered by This PayerCO-119 · Benefit Maximum ReachedCO-4 · Modifier Inconsistent or MissingCO-15 · Authorization Number Missing or InvalidOA-23 · Prior Payer Adjudication ImpactCO-24 · Charges Covered Under CapitationCO-26 · Expenses Incurred Prior to CoverageCO-54 · Assistant Surgeon Not CoveredCO-58 · Inappropriate Place of ServiceCO-59 · Multiple/Concurrent Procedure ReductionCO-107 · Related/Qualifying Claim Not IdentifiedCO-167 · Diagnosis Not CoveredCO-170 · Denied for This Provider TypeCO-181 · Procedure Code Invalid on Date of ServiceCO-182 · Procedure Modifier Invalid on Date of ServiceCO-183 · Referring Provider Not Eligible to ReferCO-185 · Rendering Provider Not EligibleCO-198 · Precertification / Authorization ExceededCO-226 · Requested Provider Information Not ProvidedCO-231 · Mutually Exclusive ProceduresCO-234 · Procedure Not Paid SeparatelyCO-236 · Procedure/Modifier Combination Not CompatibleCO-242 · Out-of-Network / Non-Network ProviderCO-252 · Documentation Required to AdjudicateCO-253 · Sequestration ReductionCO-256 · Not Payable Per Managed-Care ContractCO-288 · Referral AbsentCO-B15 · Qualifying Service Not ReceivedCO-B16 · New Patient Qualifications Not MetCO-A1 · Claim/Service Denied (Remark Required)

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