CO-27: Coverage Terminated
CO-27 means the payer says the patient's coverage had ended before the date of service. Often it's a data or timing problem, not a true gap.
Why payers issue CO-27
- An old or wrong plan was on file at check-in
- Eligibility changed retroactively after the visit
- The member ID or date of birth didn't match records
- The patient had different coverage that day
Is it recoverable? Recoverable by verifying eligibility for the exact date of service, showing reinstatement, or billing the correct payer.
Common questions
What does CO-27 mean?
CO-27 means the payer says the patient's coverage had ended before the date of service. Often it's a data or timing problem, not a true gap. Expenses incurred after coverage terminated.
How do I appeal or fix a CO-27 denial?
Recoverable by verifying eligibility for the exact date of service, showing reinstatement, or billing the correct payer. Common causes: an old or wrong plan was on file at check-in; eligibility changed retroactively after the visit; the member ID or date of birth didn't match records; the patient had different coverage that day.
Is a CO-27 denial worth appealing?
Recoverable by verifying eligibility for the exact date of service, showing reinstatement, or billing the correct payer. You only pay on what's actually recovered, so there's no cost to working the ones that are winnable.
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